Finances and Insurance

A different approach to paying for dental care — one that puts your health first.

Finances That Support Quality of Care

Insurance Acceptance/Network

Woman at an office desk smiling and holding a clipboard in a reception area
Smiling woman in a green shirt handing over a clipboard at a reception desk

Financing Options

If you need to spread the cost of a larger treatment plan out over time, we partner with three trusted financing companies. Applications take a few minutes and approval is usually instant.

Payment Options

In-Office Savings Program

If you don’t have dental insurance (or your insurance doesn’t meet your needs), our In-Office Savings Program is built for you. Important: this is a SAVINGS program, not dental insurance. It takes effect the day you enroll and is good for one year.

For patients ages 3+.

Included:

  • 2 healthy mouth cleanings
  • 1 doctor exam
  • 4 annual check-up x-rays
  • 2 fluoride treatments

Discounted rates on:

  • New patient exam — $50
  • Panoramic 2D x-ray — $80
  • 3D scan (CBCT) — $200
  • Sealants — $50/tooth

Child Routine Care

$295/year

or $150 deposit + 2 monthly payments of $85

For adult patients with healthy gums.

Included:

  • 2 healthy mouth cleanings
  • 1 doctor exam
  • 1 advanced oral cancer screening
  • 7 annual check-up x-rays
  • 2 fluoride treatments
  • 1 emergency exam + single x-ray

Adult Routine Care

$595/year

or $300 deposit + 2 monthly payments of $160

Discounted rates on:

  • New patient exam — $50
  • Full mouth x-ray series — $40
  • Panoramic 2D x-ray — $80
  • Sealants — $50/tooth
  • 3D scan (CBCT) — $200
  • Deep cleaning per quadrant — $250
  • Limited deep cleaning (1–3 teeth) — $150

For adult patients managing gum disease.

Included:

  • 4 periodontal maintenance cleanings
  • 1 doctor exam
  • 1 annual periodontal probe exam
  • 1 advanced oral cancer screening
  • 7 annual check-up x-rays
  • 4 fluoride treatments
  • 1 emergency exam + single x-ray

Periodontal Care

$895/year

or $550 deposit + 2 monthly payments of $185

Discounted rates on:

  • Periodontal exam — $75
  • Full mouth x-ray series — $40
  • Panoramic 2D x-ray — $80
  • 3D scan (CBCT) — $200
  • Deep cleaning per quadrant — $250
  • Limited deep cleaning (1–3 teeth) — $150

Plus Program Add-On — +$199/year

Add to any base program for additional discounts on restorative and cosmetic work.



IMPORTANT: The Plus Add-On must be added at the time you enroll in a base program. It cannot be added later.

Promotion

15% Off Basic Services

  • Fillings
  • Extractions and bone grafts
  • Nitrous oxide

Promotion

10% Off Major Services

  • Root canals
  • Crowns and bridges
  • Build-ups and posts
  • Implants
  • Night guards and snore guards
  • Botox and fillers
  • Teeth whitening procedures and products

Promotion

5% Off Orthodontic Services

  • Orthodontics (Invisalign)
  • Retainers

From Our Blog

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Will porcelain veneers look natural? How Dr. Ray Morgan designs veneers with balance and character at our Woodstock dental office. Call 770-591-7929.
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By Towne Lake Family Dentistry • October 23, 2026
What shapes Invisalign cost in Woodstock, GA, how insurance, financing and our savings program fit in, and how to get your real number. Call 770-591-7929.
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By Towne Lake Family Dentistry • October 15, 2026
Veneers or bonding? Learn how each one fixes chips, gaps and stains, what sets the two apart, and how Dr. Ray Morgan helps you choose in Woodstock, GA.